University of Pittsburgh at Johnstown
Pitt-Johnstown Seal

Eligibility Requirements

To be eligible for loan consolidation you must meet the following criteria:

  • Must be out of school
  • Must be in repayment or grace period
  • PLUS loan borrowers can consolidate at any time once the loan is fully disbursed
  • Must have only one application pending

Eligible Loans

  • Federal Stafford Subsidized or Unsubsidized Loans
  • Federal PLUS Loans
  • Federal Perkins Loans
  • Federal Supplemental Loans for Students (SLS)
  • Federal Insured Student Loans (FISL)
  • Health Professions Student Loans
  • Nursing School Loan
  • Health Education Assistance Loans
  • Consolidation Loans*

*Existing Consolidation Loans are only eligible if you have at least one other eligible loan.

Ineligible Loans

  • Private or Alternative Loans are not eligible for consolidation.
  • Other types of personal debt, including credit cards and car loans can not be included in a consolidation loan.
Last Reviewed: December 7, 2004