University of Pittsburgh at Johnstown
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Grace Periods

After you graduate, leave school, or drop below half-time enrollment (less than 6 credits), you have a period of time before you have to begin repayment called a grace period. This grace period is six months for a Federal Stafford Loan and nine months for Federal Perkins Loans. (If you are a parent reading this and you have a PLUS Loan, you do not have a grace period—repayment generally must begin within 60 days after the loan is fully disbursed.)
Last Reviewed: December 7, 2004